Google's new feature allowing children to make in-store purchases with Google Wallet comes with multiple security layers. You'll need to provide explicit consent and verify your identity before adding payment cards to your child's wallet. The system restricts transactions to in-store purchases only and requires authentication for each payment. Transaction notifications help you monitor spending habits. While similar to offerings from Apple and Venmo, you'll want to evaluate your child's readiness for this financial responsibility.
Google has rolled out a new feature that allows children to use Google Wallet under parental supervision. The new functionality, announced on March 19, 2025, enables kids to make in-store purchases using their Android devices through tap-to-pay technology. This feature is currently available in five countries: the United States, United Kingdom, Australia, Spain, and Poland.
Google Wallet now opens to kids with parent oversight, bringing tap-to-pay convenience to young users across five countries.
If you're a parent considering this option for your child, you'll need to have them set up with a parent-managed family account. The system works exclusively on Android devices and includes multiple layers of security. Your child can only add payment cards with your explicit consent, giving you control over their spending capabilities.
You'll receive email notifications for every transaction your child makes, allowing you to track their spending habits in real-time. Parents are required to verify their identity before adding any payment cards to their child's Google Wallet. The Family Link app serves as your control center, where you can manage card access and monitor all activity. This provides a thorough oversight system while still allowing your child some independence.
The feature restricts children to making in-store purchases only, eliminating the risks associated with online shopping. Each transaction requires authentication through fingerprint, facial recognition, PIN, or password, adding an additional security layer to prevent unauthorized use.
Beyond payment cards, your child can also store event tickets, library cards, and gift cards in their Google Wallet. While there's no mention of spending limits in the press release, parents can still maintain control by attaching pre-set limits on the cards connected to their child's wallet. This convenience reduces the need for carrying physical cards and provides a practical learning experience in managing digital finances.
Google's move mirrors similar offerings from competitors like Apple Pay's family features and Venmo's teen accounts. The market shows an increasing trend toward digital wallet adoption across all age groups.
The gradual rollout will take place over the next few weeks. While the system includes robust parental controls, you should consider whether your child is ready for this responsibility. The feature balances convenience with security, potentially offering a structured way for children to learn about digital transactions under your watchful eye.
Frequently Asked Questions
How Does Google Verify a Child's Age Before Setting up Wallet?
Google verifies a child's age through their supervised Google Account, which you establish using Family Link.
You must create and manage this account as a parent, confirming your child's age during setup.
The Digital Credentials API may also be used in some situations to verify age through digital IDs.
Your physical presence is required during wallet setup, providing an additional layer of verification through your parental consent and supervision.
Can Parents See Detailed Transaction History for Each Purchase?
Yes, you can access transaction information, but detailed item-by-item breakdowns aren't explicitly mentioned in the features.
You'll receive email notifications for every purchase your child makes with Google Wallet. Through the Family Link app, you can track recent purchases and monitor overall spending activity, seeing where money is being spent.
This visibility helps with budgeting and maintaining oversight, though specific details about merchant-level or item-level transaction history aren't clearly defined in the current features.
What Happens if a Child Loses Their Phone?
If your child loses their phone, you should immediately use device tracking features to locate it. Access the "Find My Phone" function to see its GPS location or make it play a sound.
For security, remotely wipe personal data and change all connected passwords, especially financial accounts. Monitor these accounts for unauthorized transactions.
Consider whether to replace the device immediately or wait to teach responsibility. You might make your child contribute to replacement costs as a consequence.
Are There Spending Habits Reports for Parents to Monitor?
Yes, Google Wallet offers spending monitoring features for parents.
You'll receive email notifications for every transaction your child makes using their digital wallet.
Through the Family Link app, you can view your child's complete transaction history and recent purchases.
While Google Wallet doesn't have built-in spending limits, you can use payment cards that already have spending restrictions as a practical workaround.
This oversight capability helps you stay informed about your child's spending habits without constantly checking their phone.
Can Google Wallet for Kids Be Used Internationally?
No, Google Wallet for Kids can't be used internationally across all countries.
Your child can only use this service in the five supported regions: the United States, United Kingdom, Australia, Spain, and Poland.
When traveling to unsupported countries, the feature won't work for in-store payments.
Google hasn't announced plans to expand this service to additional countries yet.
You'll need to contemplate alternative payment methods when traveling outside these supported regions.
